{"id":46121,"date":"2022-06-27T20:50:09","date_gmt":"2022-06-28T01:50:09","guid":{"rendered":"https:\/\/duplicate-3724934.findlaw6.flsitebuilder.com\/is-chapter-13-bankruptcy-right-for-you\/"},"modified":"2023-08-29T18:49:46","modified_gmt":"2023-08-29T18:49:46","slug":"chapter-13","status":"publish","type":"page","link":"https:\/\/debrabrozlaw.com\/es\/bankruptcy-law\/chapter-13\/","title":{"rendered":"C\u00f3mo determinar si el Cap\u00edtulo 13 de bancarrota es adecuado para usted"},"content":{"rendered":"<p>[et_pb_section fb_built=\u201d1\u2033 admin_label=\u201dsection\u201d _builder_version=\u201d4.16\u2033 global_colors_info=\u201d{}\u201d][et_pb_row admin_label=\u201drow\u201d _builder_version=\u201d4.22.1\u2033 background_size=\u201dinitial\u201d background_position=\u201dtop_left\u201d background_repeat=\u201drepeat\u201d width=\u201d90%\u201d custom_margin=\u201d35px||35px||false|false\u201d global_colors_info=\u201d{}\u201d][et_pb_column type=\u201d4_4\u2033 _builder_version=\u201d4.16\u2033 custom_padding=\u201d|||\u201d global_colors_info=\u201d{}\u201d custom_padding__hover=\u201d|||\u201d][et_pb_text admin_label=\u201dTexto\u201d _builder_version=\u201d4.22.1\u2033 background_size=\u201dinitial\u201d background_position=\u201dtop_left\u201d background_repeat=\u201drepeat\u201d global_colors_info=\u201d{}\u201d]<\/p>\n<h1>\u00bfEs el Cap\u00edtulo 13 de bancarrota adecuado para usted?<\/h1>\n<p>Existen dos tipos principales de quiebra del consumidor:\u00a0<a href=\"\/es\/bankruptcy-law\/chapter-7\/\"><span style=\"text-decoration: underline;\">Cap\u00edtulo 7<\/span><\/a>\u00a0y el Cap\u00edtulo 13. Ambos est\u00e1n dise\u00f1ados para brindarle un nuevo comienzo al deshacerse de deudas que nunca podr\u00eda pagar.<\/p>\n<p>\u00bfC\u00f3mo saber qu\u00e9 tipo de bancarrota es el adecuado para usted? Todo depende de su situaci\u00f3n particular. Solo ciertas personas pueden calificar para el Cap\u00edtulo 7. En algunos casos, el Cap\u00edtulo 13 puede ser su \u00fanica opci\u00f3n; en otros, simplemente puede ser m\u00e1s conveniente para lo que busca lograr.<\/p>\n<p>El paso m\u00e1s importante que puede dar es hablar con un abogado sobre su situaci\u00f3n. En Debra L. Broz, Attorneys at Law, PLC, podemos ayudarle a encontrar el camino correcto para salir de deudas. Desde nuestra oficina en Bowling Green, trabajamos con personas de todos los \u00e1mbitos de la vida en el condado de Warren y el centro-sur de Kentucky.<\/p>\n<p>En nuestra firma, usted no tendr\u00e1 que preocuparse por el aspecto financiero de contratar ayuda legal; ofrecemos planes de pago asequibles.<\/p>\n<h2>\u00bfQu\u00e9 implica el cap\u00edtulo 13?<\/h2>\n<p>El Cap\u00edtulo 13 de bancarrota implica consolidar sus deudas en un \u00fanico pago mensual asequible. A lo largo de un plan de pago de tres a cinco a\u00f1os, ir\u00e1 reduciendo sus deudas gradualmente. Al finalizar el plan, cualquier deuda que califique y que permanezca impaga se eliminar\u00e1.<\/p>\n<p>Podr\u00eda beneficiarse de la bancarrota del Cap\u00edtulo 13 de muchas maneras. Por ejemplo, si est\u00e1 atrasado en los pagos de su hipoteca y enfrenta la posibilidad de una ejecuci\u00f3n hipotecaria, el Cap\u00edtulo 13 puede brindarle la oportunidad de ponerse al d\u00eda. Tambi\u00e9n puede eliminar las segundas hipotecas de viviendas que est\u00e1n bajo el agua. Al igual que el Cap\u00edtulo 7, ofrece beneficios inmediatos, como detener el acoso de los acreedores, el embargo de salario y las demandas de cobro.<\/p>\n<h2>Hable sobre sus opciones para liberarse de las deudas<\/h2>\n<p>Inf\u00f3rmese sobre sus opciones para salir de deudas, incluyendo si el Cap\u00edtulo 13 de bancarrota es adecuado para usted. Para comenzar, llame. <span style=\"text-decoration: underline;\"><a href=\"tel:270-782-8184\">270-782-8184<\/a><\/span> o <a href=\"\/es\/contact\/\"><span style=\"text-decoration: underline;\">Cont\u00e1ctenos en l\u00ednea<\/span><\/a>Alguien est\u00e1 disponible para atender su llamada en cualquier momento, de d\u00eda o de noche.<\/p>\n<p><span style=\"font-size: 10pt;\">Somos una agencia de alivio de deudas. Ayudamos a las personas a declararse en bancarrota bajo el C\u00f3digo de Bancarrota.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>","protected":false},"excerpt":{"rendered":"<p>[et_pb_section fb_built=\u201d1\u2033 admin_label=\u201dsection\u201d _builder_version=\u201d4.16\u2033 global_colors_info=\u201d{}\u201d][et_pb_row admin_label=\u201drow\u201d _builder_version=\u201d4.22.1\u2033 background_size=\u201dinitial\u201d background_position=\u201dtop_left\u201d background_repeat=\u201drepeat\u201d width=\u201d90%\u201d custom_margin=\u201d35px||35px||false|false\u201d global_colors_info=\u201d{}\u201d][et_pb_column type=\u201d4_4\u2033 _builder_version=\u201d4.16\u2033 custom_padding=\u201d|||\u201d global_colors_info=\u201d{}\u201d custom_padding__hover=\u201d|||\u201d][et_pb_text admin_label=\u201dTexto\u201d _builder_version=\u201d4.22.1\u2033 background_size=\u201dinitial\u201d background_position=\u201dtop_left\u201d background_repeat=\u201drepeat\u201d global_colors_info=\u201d{}\u201d] \u00bfEs la bancarrota del Cap\u00edtulo 13 adecuada para usted? Existen dos tipos principales de bancarrota del consumidor: el Cap\u00edtulo 7 y el Cap\u00edtulo 13. Ambos est\u00e1n dise\u00f1ados para brindarle un nuevo comienzo al eliminar [\u2026]<\/p>","protected":false},"author":1,"featured_media":0,"parent":46112,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<h1>Is Chapter 13 Bankruptcy Right For You?<\/h1>\r\nThere are two main types of consumer bankruptcy \u2013\u00a0<a href=\"\/bankruptcy-law\/chapter-7\/\">Chapter 7<\/a>\u00a0and Chapter 13. Both are designed to give you a fresh start by getting rid of debts you could never possibly pay back.\r\n\r\nHow do you know which type of bankruptcy is right for you? It all depends on your unique situation. Only certain people can qualify for Chapter 7. In some cases, Chapter 13 may be your only option; in others, it may simply make more sense for what you\u2019re trying to accomplish.\r\n\r\nThe most important step you can take is to speak with a lawyer about your circumstances. At [nap_names id=\"FIRM-NAME-1\"], we can help you pursue the right course of action for getting out of debt. From our office in Bowling Green, we work with people from all walks of life across Warren County and southcentral Kentucky.\r\n\r\nAt our firm, you won\u2019t have to worry about the financial aspect of enlisting legal help; we offer affordable payment plans.\r\n<h2>What\u2019s Involved In Chapter 13?<\/h2>\r\nChapter 13 bankruptcy involves consolidating your debts into a single, affordable monthly payment. Over the course of a three- to five-year debt repayment plan, you will steadily chip away at your debts. At the end of the repayment plan, any qualifying debts that remain unpaid will be wiped away.\r\n\r\nYou could benefit from Chapter 13 bankruptcy in many ways. For example, if you are behind on your mortgage payments and are facing the possibility of foreclosure, Chapter 13 can give you the opportunity to catch up. It can also get rid of second mortgages on homes that are underwater. Like Chapter 7, it provides immediate benefits such as stopping creditor harassment, wage garnishment and collections lawsuits.\r\n<h2>Discuss Your Options For Becoming Debt-Free<\/h2>\r\nLearn more about your options for getting out of debt \u2013 including whether Chapter 13 bankruptcy is right for you. To get started, call [nap_phone id=\"LOCAL-CT-NUMBER-2\"] or <a href=\"\/contact\/\">contact us online<\/a>. Someone is available to take your call anytime, day or night.\r\n\r\n<span style=\"font-size: 10pt;\">We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.<\/span>","_et_gb_content_width":"","footnotes":""},"class_list":["post-46121","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Determining Whether Chapter 13 Bankruptcy Is Right For You<\/title>\n<meta name=\"description\" content=\"At Debra L. 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