{"id":46239,"date":"2020-04-16T23:21:59","date_gmt":"2020-04-17T04:21:59","guid":{"rendered":"https:\/\/duplicate-3724934.findlaw6.flsitebuilder.com\/blog\/2022\/06\/workers-compensation-v-ssdi-whats-the-difference\/"},"modified":"2020-04-16T23:21:59","modified_gmt":"2020-04-17T04:21:59","slug":"workers-compensation-v-ssdi-whats-the-difference-2","status":"publish","type":"post","link":"https:\/\/debrabrozlaw.com\/es\/blog\/2020\/04\/workers-compensation-v-ssdi-whats-the-difference-2\/","title":{"rendered":"Compensaci\u00f3n laboral versus SSDI: \u00bfcu\u00e1l es la diferencia?"},"content":{"rendered":"<p>Sufrir una lesi\u00f3n grave puede cambiar tu vida por completo. De repente, te enfrentas a un estr\u00e9s e incertidumbre considerables, pregunt\u00e1ndote c\u00f3mo mantendr\u00e1s a tu familia y pagar\u00e1s tus cuentas mientras te recuperas si no puedes trabajar.<\/p>\n<p>Afortunadamente, los trabajadores lesionados tienen opciones para obtener apoyo y beneficios cuando los necesitan. La compensaci\u00f3n laboral y el Seguro Social por Discapacidad son seguros con los que pueden contar, pero \u00bfc\u00f3mo saben cu\u00e1l pueden cobrar? Estos sistemas pueden parecer similares, pero es importante comprender las diferencias.<\/p>\n<h2>\u00bfQu\u00e9 es la compensaci\u00f3n laboral?<\/h2>\n<p>La compensaci\u00f3n laboral es un sistema de seguro estatal que beneficia a los empleados que no pueden trabajar debido a una lesi\u00f3n laboral. Este sistema:<\/p>\n<ul>\n<li>Permite que los empleados reciban beneficios si sufren una lesi\u00f3n en el curso de sus responsabilidades laborales;<\/li>\n<li>Cubre tanto la incapacidad total como la parcial, aunque a menudo est\u00e1 destinada a proporcionar apoyo temporal a los trabajadores mientras se recuperan; y<\/li>\n<li>Cubre el salario perdido del empleado, los costos m\u00e9dicos relacionados con la lesi\u00f3n laboral, as\u00ed como la rehabilitaci\u00f3n vocacional, si es necesario.<\/li>\n<\/ul>\n<p>La ley de Kentucky exige que los empleadores cuenten con un seguro de compensaci\u00f3n laboral. Por lo tanto, los empleados a menudo pueden obtener la compensaci\u00f3n que les corresponde siempre que puedan demostrar que su lesi\u00f3n estuvo directamente relacionada con su trabajo.<\/p>\n<h2>\u00bfQu\u00e9 es el Seguro de Incapacidad del Seguro Social (SSDI)?<\/h2>\n<p>El Seguro Social (SSDI) es un programa de seguro administrado por el gobierno federal y la Administraci\u00f3n del Seguro Social (SSA). Este programa de seguro proporciona asistencia econ\u00f3mica si no puede trabajar debido a una lesi\u00f3n, enfermedad o discapacidad, y:<\/p>\n<ul>\n<li>Le proporciona beneficios por una lesi\u00f3n que lo mantiene fuera del trabajo. No tiene que ser una lesi\u00f3n relacionada con el trabajo, pero debe cumplir con\u00a0<a href=\"https:\/\/www.ssa.gov\/disability\/professionals\/bluebook\/AdultListings.htm\" target=\"_blank\" rel=\"noreferrer noopener\">La lista de discapacidades calificadas de la SSA<\/a>.<\/li>\n<li>Cubre lesiones a largo plazo. Uno de los factores que califican para obtener el SSDI es si la lesi\u00f3n le impide trabajar durante al menos un a\u00f1o; y<\/li>\n<li>Proporciona un salario complementario mientras no puedes trabajar.<\/li>\n<\/ul>\n<p>Si bien a menudo tiene derecho a cobrar una compensaci\u00f3n laboral si sufre una lesi\u00f3n laboral, debe calificar para los beneficios del SSDI.<\/p>\n<p>Ambos sistemas son bastante complejos y requieren una estrategia diferente para garantizar que los trabajadores lesionados obtengan los beneficios que necesitan y merecen. Por eso es fundamental hablar con un abogado con experiencia despu\u00e9s de sufrir una lesi\u00f3n grave, para que sepa c\u00f3mo proceder y proteger sus derechos, independientemente de los beneficios que busque.<\/p>","protected":false},"excerpt":{"rendered":"<p>Sufrir una lesi\u00f3n grave puede cambiar tu vida por completo. De repente, te enfrentas a un estr\u00e9s e incertidumbre considerables, pregunt\u00e1ndote c\u00f3mo mantendr\u00e1s a tu familia y pagar\u00e1s tus cuentas mientras te recuperas si no puedes trabajar. Afortunadamente, los trabajadores lesionados tienen opciones para obtener apoyo y beneficios en momentos de necesidad. La compensaci\u00f3n laboral y la discapacidad del Seguro Social son [\u2026]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-46239","post","type-post","status-publish","format-standard","hentry","category-social-security-disability"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Workers\u2019 compensation v. 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