{"id":46430,"date":"2018-11-20T00:00:00","date_gmt":"2018-11-20T06:00:00","guid":{"rendered":"https:\/\/duplicate-3724934.findlaw6.flsitebuilder.com\/blog\/2018\/11\/what-are-work-credits\/"},"modified":"2018-11-20T00:00:00","modified_gmt":"2018-11-20T06:00:00","slug":"what-are-work-credits","status":"publish","type":"post","link":"https:\/\/debrabrozlaw.com\/es\/blog\/2018\/11\/what-are-work-credits\/","title":{"rendered":"\u00bfQu\u00e9 son los cr\u00e9ditos laborales?"},"content":{"rendered":"<p>Cuando usted solicita beneficios del Seguro Social, la Administraci\u00f3n del Seguro Social basa parte de su decisi\u00f3n en cu\u00e1ntos cr\u00e9ditos laborales tiene.\u00a0<a href=\"https:\/\/www.ssa.gov\/pubs\/EN-05-10072.pdf\" target=\"_blank\" rel=\"noopener\">cr\u00e9ditos de ork<\/a>Seg\u00fan la SSA, los beneficios se ganan seg\u00fan la cantidad de horas trabajadas. Si bien la conversi\u00f3n de ganancias a cr\u00e9ditos ha cambiado, actualmente se gana un cr\u00e9dito por cada 1360 d\u00f3lares estadounidenses. Se pueden ganar hasta cuatro cr\u00e9ditos al a\u00f1o.<\/p>\n<p>Al calcular los beneficios del Seguro Social, la cantidad de cr\u00e9ditos que tenga puede determinar si califica para recibirlos. La cantidad de cr\u00e9ditos que necesita depende del tipo de beneficio que solicite. Por lo general, los cr\u00e9ditos laborales se aplican a los beneficios por discapacidad y jubilaci\u00f3n.<\/p>\n<p>Las prestaciones de jubilaci\u00f3n son las m\u00e1s f\u00e1ciles. Si naci\u00f3 despu\u00e9s de 1929, debe tener 40 cr\u00e9ditos. Si tiene 40 cr\u00e9ditos y cumple con los dem\u00e1s requisitos, puede obtener las prestaciones de jubilaci\u00f3n del Seguro Social.<\/p>\n<p>Las prestaciones por discapacidad son un poco m\u00e1s complejas. La edad a la que solicitas las prestaciones es importante, ya que determina la cantidad de cr\u00e9ditos que debes tener. Si tienes 31 a\u00f1os o m\u00e1s, debes haber obtenido al menos 20 cr\u00e9ditos en los \u00faltimos 10 a\u00f1os. Ten en cuenta que, al superar los 31 a\u00f1os, la cantidad de cr\u00e9ditos necesarios aumenta en medio cr\u00e9dito cada a\u00f1o. Si tienes menos de 24 a\u00f1os, debes haber obtenido seis cr\u00e9ditos en los \u00faltimos tres a\u00f1os.<\/p>\n<p>Es m\u00e1s complicado si tienes entre 24 y 30 a\u00f1os. Para determinar la cantidad de cr\u00e9ditos, debes calcular los a\u00f1os que faltan entre tu edad actual y los 21 a\u00f1os. Luego, multiplica esa cifra por cuatro, que es el m\u00e1ximo de cr\u00e9ditos que puedes obtener en un a\u00f1o. Finalmente, divide esa cifra por la mitad. Por ejemplo, si tienes 28 a\u00f1os, te faltan siete a\u00f1os para cumplir 21. Siete por cuatro da 28, que dividido por la mitad da 14 cr\u00e9ditos laborales. Esta informaci\u00f3n es para fines educativos y no constituye asesoramiento legal.<\/p>","protected":false},"excerpt":{"rendered":"<p>Al solicitar los beneficios del Seguro Social, la Administraci\u00f3n del Seguro Social basa parte de su decisi\u00f3n en la cantidad de cr\u00e9ditos laborales que usted tiene. Los cr\u00e9ditos laborales, seg\u00fan la SSA, son lo que usted gana seg\u00fan la cantidad de horas trabajadas. Si bien la conversi\u00f3n de sus ingresos a la cantidad de cr\u00e9ditos cambia, actualmente, [\u2026]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-46430","post","type-post","status-publish","format-standard","hentry","category-social-security-disability"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What are work credits? - Debra L. 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