{"id":47980,"date":"2023-02-02T14:31:28","date_gmt":"2023-02-02T20:31:28","guid":{"rendered":"https:\/\/duplicate-3724934.findlaw6.flsitebuilder.com\/?p=47980"},"modified":"2023-02-02T14:31:28","modified_gmt":"2023-02-02T20:31:28","slug":"how-much-car-insurance-should-you-carry","status":"publish","type":"post","link":"https:\/\/debrabrozlaw.com\/es\/blog\/2023\/02\/how-much-car-insurance-should-you-carry\/","title":{"rendered":"\u00bfCu\u00e1nto seguro de autom\u00f3vil deber\u00eda tener?"},"content":{"rendered":"<p class=\"p1\">Cuando usted es due\u00f1o de un autom\u00f3vil, necesita un seguro, tanto para proteger su inversi\u00f3n en su veh\u00edculo como para protegerse a s\u00ed mismo de importantes responsabilidades financieras si alguna vez sufre un accidente.<\/p>\n<p class=\"p1\">El seguro de auto es un requisito legal en Kentucky. Durante la \u00faltima d\u00e9cada, Kentucky ha aplicado este requisito mediante un programa que compara autom\u00e1ticamente los n\u00fameros de identificaci\u00f3n vehicular (VIN) cubiertos por las aseguradoras con los VIN de su propia base de datos. Si no hay coincidencia, se le pedir\u00e1 que demuestre que tiene cobertura.<\/p>\n<h2 class=\"p1\">\u00bfCu\u00e1l es el requisito m\u00ednimo de seguro de autom\u00f3vil en Kentucky?<\/h2>\n<p class=\"p1\">Para registrar y operar legalmente su veh\u00edculo en este estado, debe tener lo siguiente <a href=\"https:\/\/www.geico.com\/information\/states\/ky\/#:~:text=The%20required%20minimum%20coverages%20and,person%20and%20%2450%2C000%20per%20accident*\"><span class=\"s1\">coberturas m\u00ednimas de seguro<\/span><\/a>:<\/p>\n<ul class=\"ul1\">\n<li class=\"li1\">\u25cf Protecci\u00f3n contra lesiones personales (PIP): $10,000 por accidente<\/li>\n<li class=\"li1\">\u25cf Cobertura para automovilistas sin seguro: $25,000 por persona y $50,000 por accidente<\/li>\n<li class=\"li1\">\u25cf Responsabilidad por da\u00f1os a la propiedad: $10,000 por accidente<\/li>\n<li class=\"li1\">\u25cf Responsabilidad por lesiones corporales: $25,000 por persona y $50,000 por accidente<\/li>\n<li class=\"li2\"><\/li>\n<\/ul>\n<p>Hay algunas excepciones a esta regla, ya que tanto la cobertura PIP como la cobertura para conductores no asegurados pueden rechazarse si lo hace por escrito, pero eso lo dejar\u00eda en una posici\u00f3n muy expuesta, financieramente, si hay un accidente y el otro conductor no est\u00e1 cubierto.<\/p>\n<h2>\u00bfEs realmente suficiente el seguro m\u00ednimo del coche?<\/h2>\n<p>La cantidad de seguro de auto que se requiere y la cantidad que realmente se necesita son dos cosas distintas. Los requisitos estatales no consideran todas las posibles variables involucradas, como:<\/p>\n<ul class=\"ul1\">\n<li class=\"li1\">\u25cf Cu\u00e1nto puede pagar cada mes por su prima<\/li>\n<li class=\"li1\">\u25cf El valor de su veh\u00edculo y lo que costar\u00eda reemplazarlo<\/li>\n<li class=\"li1\">\u25cf Sus ingresos y lo que necesitar\u00eda para reemplazarlos si se lesionara<\/li>\n<li class=\"li1\">\u25cf Lo que puede pagar de su bolsillo si tiene un accidente<\/li>\n<li class=\"li2\"><\/li>\n<\/ul>\n<p><span class=\"s1\"><a href=\"https:\/\/www.policygenius.com\/auto-insurance\/how-much-car-insurance-do-you-need\/\">Los expertos de la industria generalmente recomiendan<\/a><\/span> Que tenga al menos $100,000 por persona, $300,000 por responsabilidad civil por lesiones corporales por accidente y $100,000 por da\u00f1os materiales por accidente. Deber\u00eda considerar aumentar el nivel si se lo puede permitir.<\/p>\n<p>Los accidentes automovil\u00edsticos son un peligro lamentable en cualquier momento en la carretera. Si usted est\u00e1... <a href=\"https:\/\/debrabrozlaw.com\/es\/personal-injury\/auto-accidents\/\"><span class=\"s1\">herido por la negligencia de otro conductor<\/span><\/a>Tome medidas inmediatas para proteger sus finanzas y su futuro.<\/p>","protected":false},"excerpt":{"rendered":"<p>When you own a car, you need insurance \u2013 both to protect your investment in your vehicle and yourself from major financial liabilities if you\u2019re ever in a wreck. Car insurance is actually a legal requirement in Kentucky. For the last decade, Kentucky has enforced this requirement through a program that automatically matches vehicle identification [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-47980","post","type-post","status-publish","format-standard","hentry","category-car-accidents"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How much car insurance should you carry? - Debra L. Broz, Attorneys at Law, PLC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/debrabrozlaw.com\/es\/blog\/2023\/02\/how-much-car-insurance-should-you-carry\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How much car insurance should you carry? - Debra L. Broz, Attorneys at Law, PLC\" \/>\n<meta property=\"og:description\" content=\"When you own a car, you need insurance \u2013 both to protect your investment in your vehicle and yourself from major financial liabilities if you\u2019re ever in a wreck. Car insurance is actually a legal requirement in Kentucky. For the last decade, Kentucky has enforced this requirement through a program that automatically matches vehicle identification [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/debrabrozlaw.com\/es\/blog\/2023\/02\/how-much-car-insurance-should-you-carry\/\" \/>\n<meta property=\"og:site_name\" content=\"Debra L. Broz, Attorneys at Law, PLC\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/DebraLBrozAttorney\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-02-02T20:31:28+00:00\" \/>\n<meta name=\"author\" content=\"Debra Broz Law, PLC\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@DebraBroz\" \/>\n<meta name=\"twitter:site\" content=\"@DebraBroz\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Debra Broz Law, PLC\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/debrabrozlaw.com\\\/blog\\\/2023\\\/02\\\/how-much-car-insurance-should-you-carry\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/debrabrozlaw.com\\\/blog\\\/2023\\\/02\\\/how-much-car-insurance-should-you-carry\\\/\"},\"author\":{\"name\":\"Debra Broz Law, PLC\",\"@id\":\"https:\\\/\\\/debrabrozlaw.com\\\/#\\\/schema\\\/person\\\/91b15716e3c4e12a764d7afaefdfb2e1\"},\"headline\":\"How much car insurance should you carry?\",\"datePublished\":\"2023-02-02T20:31:28+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/debrabrozlaw.com\\\/blog\\\/2023\\\/02\\\/how-much-car-insurance-should-you-carry\\\/\"},\"wordCount\":352,\"publisher\":{\"@id\":\"https:\\\/\\\/debrabrozlaw.com\\\/#organization\"},\"articleSection\":[\"car accidents\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/debrabrozlaw.com\\\/blog\\\/2023\\\/02\\\/how-much-car-insurance-should-you-carry\\\/\",\"url\":\"https:\\\/\\\/debrabrozlaw.com\\\/blog\\\/2023\\\/02\\\/how-much-car-insurance-should-you-carry\\\/\",\"name\":\"How much car insurance should you carry? - Debra L. Broz, Attorneys at Law, PLC\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/debrabrozlaw.com\\\/#website\"},\"datePublished\":\"2023-02-02T20:31:28+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/debrabrozlaw.com\\\/blog\\\/2023\\\/02\\\/how-much-car-insurance-should-you-carry\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/debrabrozlaw.com\\\/blog\\\/2023\\\/02\\\/how-much-car-insurance-should-you-carry\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/debrabrozlaw.com\\\/blog\\\/2023\\\/02\\\/how-much-car-insurance-should-you-carry\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/debrabrozlaw.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How much car insurance should you carry?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/debrabrozlaw.com\\\/#website\",\"url\":\"https:\\\/\\\/debrabrozlaw.com\\\/\",\"name\":\"Debra L. Broz, Attorneys at Law, PLC\",\"description\":\"Debra L. Broz, Attorneys at Law, PLC\",\"publisher\":{\"@id\":\"https:\\\/\\\/debrabrozlaw.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/debrabrozlaw.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/debrabrozlaw.com\\\/#organization\",\"name\":\"Debra L. Broz, Attorneys at Law, PLC\",\"url\":\"https:\\\/\\\/debrabrozlaw.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/debrabrozlaw.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/debrabrozlaw.com\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/debra-broz-mainlogo-2.webp\",\"contentUrl\":\"https:\\\/\\\/debrabrozlaw.com\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/debra-broz-mainlogo-2.webp\",\"width\":370,\"height\":58,\"caption\":\"Debra L. Broz, Attorneys at Law, PLC\"},\"image\":{\"@id\":\"https:\\\/\\\/debrabrozlaw.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/DebraLBrozAttorney\\\/\",\"https:\\\/\\\/x.com\\\/DebraBroz\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/debra-l-broz-attorney-at-law-plc\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/debrabrozlaw.com\\\/#\\\/schema\\\/person\\\/91b15716e3c4e12a764d7afaefdfb2e1\",\"name\":\"Debra Broz Law, PLC\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b4830b96567683e4b89d511d12e5bf31ebab08d60a7289c5b176f4b02c8d47da?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b4830b96567683e4b89d511d12e5bf31ebab08d60a7289c5b176f4b02c8d47da?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b4830b96567683e4b89d511d12e5bf31ebab08d60a7289c5b176f4b02c8d47da?s=96&d=mm&r=g\",\"caption\":\"Debra Broz Law, PLC\"},\"sameAs\":[\"https:\\\/\\\/debrabrozlaw.com\"],\"url\":\"https:\\\/\\\/debrabrozlaw.com\\\/es\\\/blog\\\/author\\\/blake\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How much car insurance should you carry? - Debra L. Broz, Attorneys at Law, PLC","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/debrabrozlaw.com\/es\/blog\/2023\/02\/how-much-car-insurance-should-you-carry\/","og_locale":"es_MX","og_type":"article","og_title":"How much car insurance should you carry? - Debra L. Broz, Attorneys at Law, PLC","og_description":"When you own a car, you need insurance \u2013 both to protect your investment in your vehicle and yourself from major financial liabilities if you\u2019re ever in a wreck. Car insurance is actually a legal requirement in Kentucky. For the last decade, Kentucky has enforced this requirement through a program that automatically matches vehicle identification [&hellip;]","og_url":"https:\/\/debrabrozlaw.com\/es\/blog\/2023\/02\/how-much-car-insurance-should-you-carry\/","og_site_name":"Debra L. Broz, Attorneys at Law, PLC","article_publisher":"https:\/\/www.facebook.com\/DebraLBrozAttorney\/","article_published_time":"2023-02-02T20:31:28+00:00","author":"Debra Broz Law, PLC","twitter_card":"summary_large_image","twitter_creator":"@DebraBroz","twitter_site":"@DebraBroz","twitter_misc":{"Escrito por":"Debra Broz Law, PLC","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/debrabrozlaw.com\/blog\/2023\/02\/how-much-car-insurance-should-you-carry\/#article","isPartOf":{"@id":"https:\/\/debrabrozlaw.com\/blog\/2023\/02\/how-much-car-insurance-should-you-carry\/"},"author":{"name":"Debra Broz Law, PLC","@id":"https:\/\/debrabrozlaw.com\/#\/schema\/person\/91b15716e3c4e12a764d7afaefdfb2e1"},"headline":"How much car insurance should you carry?","datePublished":"2023-02-02T20:31:28+00:00","mainEntityOfPage":{"@id":"https:\/\/debrabrozlaw.com\/blog\/2023\/02\/how-much-car-insurance-should-you-carry\/"},"wordCount":352,"publisher":{"@id":"https:\/\/debrabrozlaw.com\/#organization"},"articleSection":["car accidents"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/debrabrozlaw.com\/blog\/2023\/02\/how-much-car-insurance-should-you-carry\/","url":"https:\/\/debrabrozlaw.com\/blog\/2023\/02\/how-much-car-insurance-should-you-carry\/","name":"How much car insurance should you carry? - Debra L. Broz, Attorneys at Law, PLC","isPartOf":{"@id":"https:\/\/debrabrozlaw.com\/#website"},"datePublished":"2023-02-02T20:31:28+00:00","breadcrumb":{"@id":"https:\/\/debrabrozlaw.com\/blog\/2023\/02\/how-much-car-insurance-should-you-carry\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/debrabrozlaw.com\/blog\/2023\/02\/how-much-car-insurance-should-you-carry\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/debrabrozlaw.com\/blog\/2023\/02\/how-much-car-insurance-should-you-carry\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/debrabrozlaw.com\/"},{"@type":"ListItem","position":2,"name":"How much car insurance should you carry?"}]},{"@type":"WebSite","@id":"https:\/\/debrabrozlaw.com\/#website","url":"https:\/\/debrabrozlaw.com\/","name":"Debra L. Broz, abogada, PLC","description":"Debra L. Broz, abogada, PLC","publisher":{"@id":"https:\/\/debrabrozlaw.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/debrabrozlaw.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/debrabrozlaw.com\/#organization","name":"Debra L. Broz, abogada, PLC","url":"https:\/\/debrabrozlaw.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/debrabrozlaw.com\/#\/schema\/logo\/image\/","url":"https:\/\/debrabrozlaw.com\/wp-content\/uploads\/2023\/08\/debra-broz-mainlogo-2.webp","contentUrl":"https:\/\/debrabrozlaw.com\/wp-content\/uploads\/2023\/08\/debra-broz-mainlogo-2.webp","width":370,"height":58,"caption":"Debra L. Broz, Attorneys at Law, PLC"},"image":{"@id":"https:\/\/debrabrozlaw.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/DebraLBrozAttorney\/","https:\/\/x.com\/DebraBroz","https:\/\/www.linkedin.com\/company\/debra-l-broz-attorney-at-law-plc\/"]},{"@type":"Person","@id":"https:\/\/debrabrozlaw.com\/#\/schema\/person\/91b15716e3c4e12a764d7afaefdfb2e1","name":"Debra Broz Law, PLC","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/b4830b96567683e4b89d511d12e5bf31ebab08d60a7289c5b176f4b02c8d47da?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b4830b96567683e4b89d511d12e5bf31ebab08d60a7289c5b176f4b02c8d47da?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b4830b96567683e4b89d511d12e5bf31ebab08d60a7289c5b176f4b02c8d47da?s=96&d=mm&r=g","caption":"Debra Broz Law, PLC"},"sameAs":["https:\/\/debrabrozlaw.com"],"url":"https:\/\/debrabrozlaw.com\/es\/blog\/author\/blake\/"}]}},"_links":{"self":[{"href":"https:\/\/debrabrozlaw.com\/es\/wp-json\/wp\/v2\/posts\/47980","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/debrabrozlaw.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/debrabrozlaw.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/debrabrozlaw.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/debrabrozlaw.com\/es\/wp-json\/wp\/v2\/comments?post=47980"}],"version-history":[{"count":0,"href":"https:\/\/debrabrozlaw.com\/es\/wp-json\/wp\/v2\/posts\/47980\/revisions"}],"wp:attachment":[{"href":"https:\/\/debrabrozlaw.com\/es\/wp-json\/wp\/v2\/media?parent=47980"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/debrabrozlaw.com\/es\/wp-json\/wp\/v2\/categories?post=47980"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/debrabrozlaw.com\/es\/wp-json\/wp\/v2\/tags?post=47980"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}